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Papers

Current Working Papers

 Voluntary Regulation: Evidence from Medicare Payment Reform with Liran Einav, Amy Finkelstein, and Yunan Ji. Revise & Resubmit, Quarterly Journal of Economics

What Determines Consumer Financial Distress? Place- and Person-Based Factors with Benjamin J. Keys and Hanbin Yang. Submitted

Long-Term Care Hospitals: A Case Study in Waste with Liran Einav and Amy Finkelstein. Revise & Resubmit, Review of Economics and Statistics

Published and Forthcoming

Randomized Trial Shows Healthcare Payment Reform Has Equal-Sized Spillover Effects on Patients Not Targeted by Reform with Liran Einav, Amy Finkelstein, and Yunan Ji. Proceedings of the National Academy of Sciences, August 11, 2020 117(23) 18939-18947 

Bad Credit, No Problem? Credit and Labor Market Consequences of Bad Credit Reports with Will Dobbie, Paul Goldsmith-Pinkham, and Jae Song. Journal of Finance, 75.3 (2020): 2377-2419

How Do Americans Repay Their Debt? The Balance-Matching Heuristic with John Gathergood, Neil Stewart, and Jörg Weber. Economics Bulletin, 39.2 (2019).

How Do Individuals Repay Their Debt? The Balance-Matching Heuristic with John Gathergood, Neil Stewart, and Jörg Weber. American Economic Review, 109.3 (2019): 844-75.

Externalities and Taxation of Supplemental Insurance: A Study of Medicare and Medigap with Marika Cabral. AEJ: Applied Economics, 11.2 (2019): 37-73.

Provider Incentives and Health Care Costs: Evidence from Long-Term Care Hospitals with Liran Einav and Amy Finkelstein. Econometrica, 86.6 (2018): 2161-2219.

Mandatory Medicare Bundled Payment Program for Lower Extremity Joint Replacement and Discharge to Institutional Postacute Care: Interim Analysis of the First Year of a 5-Year Randomized Trial with Amy Finkelstein, Yunan Ji, and Jonathan Skinner. JAMA, 320.9 (2018): 892–900.

Do Larger Health Insurance Subsidies Benefit Patients or Producers? Evidence from Medicare Advantage with Marika Cabral and Michael Geruso. American Economic Review, 108.8 (2018): 2048-87.

Do Expiring Budgets Lead to Wasteful Year-End Spending? Evidence from Federal Procurement with Jeffrey B. Liebman. American Economic Review, 107.11 (2017): 3510-3549.

Do Banks Pass Through Credit Expansions to Consumers Who Want to Borrow? with Sumit Agarwal, Souphala Chomsisengphet, and Johannes Stroebel. Quarterly Journal of Economics, 133.1 (2018): 129-190.

Imperfect Competition in Selection Markets with E. Glen Weyl. Review of Economics and Statistics, 99(4): 637-651, October, 2017.

Regulating Consumer Financial Products: Evidence from Credit Cards with Sumit Agarwal, Souphala Chomsisengphet, and Johannes Stroebel. Quarterly Journal of Economics, 130(1), February, 2015.

Bankruptcy as Implicit Health Insurance American Economic Review, 105(2): 710-46, February, 2015.

A Simple Framework for Estimating Consumer Benefits from Regulating Hidden Fees with Sumit Agarwal, Souphala Chomsisengphet, and Johannes Stroebel. Journal of Legal Studies, 43(S2): S239-S252, June, 2014.

Pricing and Welfare in Health Plan Choice with M. Kate Bundorf and Jonathan Levin. American Economic Review, 102(7): 3214-48, December, 2012.

Non-Refereed Papers

Economics Principles to Guide the Allocation of COVID-19 Provider Relief Funds with Zack Cooper. Health Affairs Blog, July 9, 2020

What Does (Formal) Health Insurance Do, And For Whom? with Amy Finkelstein and Matthew J. Notowidigdo. Annual Review of Economics. 10:261-286, August, 2018.

Credit Market Consequences of Credit Flag Removals with Will Dobbie and Benjamin J. Keys.

Messaging and the Mandate: The Impact of Consumer Experience on Health Insurance Enrollment Through Exchanges with Natalie Cox, Benjamin Handel, and Jonathan Kolstad. American Economic Review Papers & Proceedings, May, 2015.

Competition Policy in Selection Markets with Andre Veiga and E. Glen Weyl. CPI Antitrust Chronicle, 10(1), October, 2014.